One of the “bubbles” in the child support bubble chart is health care coverage. In identifying family-centered strategies over the last four years, I have highlighted family health care needs. Through our medical support activities, the child support program has long had the responsibility to obtain private health insurance for the children in our caseload. Now we can play a critical role in providing information to both parents about the range of available health care options—for their children and for themselves.
Later this month, OCSE plans to launch two new fact sheet series to explain child support and health care connections under the Affordable Care Act and to address promising medical child support policies and practices under Title IV-D of the Social Security Act. Watch for them on our website, www.acf.hhs.gov/programs/css.
Starting Oct. 1, 2013, parents will be able to choose new affordable insurance options through a new Health Insurance Marketplace. There will be one application, called the “Health Insurance Marketplace Application for Health Coverage & Help Paying Costs,” that parents can use to apply for the new Health Insurance Marketplace, Medicaid, the Children’s Health Insurance Program (CHIP), and tax credits that will help pay for premiums. Parents may choose to use this application online, by phone, by mail, or on paper. In-person counselors and a toll-free phone line will be available to help them through every step of the process.
No matter what state they live in, families can get help as they apply for and choose new insurance options. Some states are setting up a state-based Marketplace; other states will work with the federal government in a State Partnership Marketplace; and the remaining states will have a federally facilitated Marketplace.
The Affordable Care Act authorizes states to expand Medicaid to adults under age 65 with income of up to 133 percent of the federal poverty level. This is approximately $15,280 for a single adult in 2013. The Act provides unprecedented federal funding for these states—the federal government will pay for 100 percent of the cost of coverage for newly eligible individuals through 2016, and pay no less than 90 percent of the cost subsequently.
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance helps pay these costs. Help families find out how insurance works—and why it’s so important to have. Go to: http://www.healthcare.gov/