The Affordable Care Act and Vulnerable Families and Youth

The importance of health care reform

The Administration for Children and Families (ACF) leads dozens of key human services programs that serve many of our nation’s families. Through its many human service programs, ACF reaches millions who will be eligible for new or reduced-cost health insurance that could help improve health care and human services access for vulnerable children, families and communities.

What the Affordable Care Act (ACA) means for families and youth served by FYSB programs:

Under the ACA, families and youth not eligible for Medicaid or CHIP and without access to affordable employer coverage will be able find insurance that fits their needs and budget through the new Health Insurance Marketplace.

  • Families of four with a household income between $23,550 and $94,200 will get a break on costs
  • Youth under 19 cannot be denied coverage due to a pre-existing condition
  • Many preventive services for adolescents, including immunizations, must be covered with no co-pay
  • Youth who were in foster care are generally eligible for Medicaid until age 26
  • Young adults can stay on their parent’s health insurance plan until age 26

To get more information on the ACA or find out if you are eligible for health insurance, you may:

  • Visit
  • Call 1-800-318-2596 (TTY: 1-855-889-4325).  The help center is available 24/7 and can answer questions in 150 languages.