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Administration for Children and Families US Department of Health and Human Services
Office of Community Services -- Asset Building Strengthening Families..Building Communities
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IDAs and CAAs: A Natural Partnership

A Technical Assistance Document for Community Action Agencies Operating Individual Development Account Programs

 

Appendix

    Listing Of CAA IDA Programs By State
    IDA Program Flow Chart
    IDA Program Resources
    Financial Education Resources
    Funding Sources For IDA Programs
    IDA Application Evaluation Form
    IDA Personal Interview Questionnaire

Listing Of CAA IDA Programs By State

Following is a listing of CAAs that operate IDA Programs. This list includes all CAAs that responded to the survey as well as others that we were able to find through our research. This list is not exhaustive; there might be other CAAs operating IDA Programs that we did not find in our search.

Alabama Hawaii Michigan North Carolina Utah
Alaska Idaho Minnesota North Dakota Vermont
Arizona Illinois Mississippi Ohio Virginia
Arkansas Indiana Missouri Oklahoma Washington
California Iowa Montana Oregon West Virginia
Colorado Kansas Nebraska Pennsylvania Wisconsin
Connecticut Kentucky Nevada Rhode Island Wyoming
Delaware Louisiana New Hampshire South Carolina  
Dist of Columbia Maine New Jersey South Dakota  
Florida Maryland New Mexico Tennessee  
Georgia Massachusetts New York Texas  

Arizona

Mesa Community Action Network, Inc.
635 E. Broadway, Mesa, AZ 85296
Phone: 480-833-9200

IDA Program Director
Shawna Fellenz, Asset Development Coordinator
Phone: 480-833-9200 Ext 107, E-mail: shawna@mesacan.org

Client Contact
Same as above

  state index | top of page


Arkansas

Central Arkansas Development Council
P. O. Box 580, Benton, AR 72018
Phone: 501-315-1121

IDA Program Director
Kay Lassetter, Microenterprise Coordinator
Phone: 501-315-1121, E-mail: kphillips@cacd.cc

Client Contact
Same as above

Economic Opportunity Agency of Washington County
614 E. Emma Ave., Suite M401, Springdale AR 72764
Phone: 479-872-7479

IDA Program Director
Janet Wills, IDA Program Director
Phone: 479-872-7479 Ext. 27, E-mail: janetwills47@yahoo.com

  state index | top of page


California

Community Action Commission of Santa Barbara County
5681 Hollister Ave., Goleta, CA 93117
Phone: 805-964-8857, E-mail:

IDA Program Director
Refugio "Cuco" Rodriguez, Family and Youth Services Program
Phone: 805-964-8857 Ext. 117, E-mail: rrodriguez@cacsb.com

Client Contact
Carmen Lodise, Development Coordinator
Phone: 805-964-8857 Ext. 129, E-mail: clodise@cacsb.com

Community Action Partnership of Orange County
12640 Knott St., Garden Grove, CA 92841
Phone: 714-897-6670 Ext. 3400

IDA Program Director
Alan Woo, Director of Planning
Phone: 714-897-6670 Ext. 3400, E-mail: awoo@capoc.org

Client Contact
Same as above

Community Action Partnership - Riverside County
2038 Iowa Ave., Suite B-102, Riverside, CA 92507
Phone: 909-955-4900

IDA Program Director
Kathrine E. Latta, Program Coordinator
Phone: 909-955-3571, E-mail: kelatta@riversidedpss.org

Client Contact
Same as above

Community Action Partnership of Sonoma County
1300 N. Dutton Ave., Santa Rosa, CA 95401
Phone: 707-544-6911

IDA Program Director
Allana McDonald, Manager of American Dream Fund/IDA
Phone: 707-544-6911, E-mail: amcdonald@capsonoma.org

Client Contact
Same as above

Fresno County EOC
1900 Mariposa Mall, Suite 303, Fresno, CA 93721
Phone: 559-263-1293

IDA Program Director
Lalo Acevedo, Operations Director
Phone: 559-263-1293, E-mail: lalo.acevedo@fresnoeoc.org

Westside Housing and Economic Network, Inc.
1153 W. San Jose Ave., Fresno, CA 93711
Phone: 559-228-1867

IDA Program Director
Joseph Arpad, Director
Phone: 559-228-1867, E-mail: josepha@cssufresno.edu

Client Contact
Susan Arpad, Assistant Director
Phone: 559-228-1867, E-mail: susanar@csufresno.edu

  state index | top of page


Colorado

Boulder County Community Action Programs
3482 N. Broadway, Boulder, CO 80306
Phone: 303-441-3975

IDA Program Director
Kirsten Cox, Program Specialist
Phone: 303-4441-3956, E-mail: kcox@co.boulder.co.us

Client Contact
Same as above

Personal Investment Enterprise
2955 Baseline Rd., Boulder, CO 80303
Phone: 303-444-4013 Ext. 25

IDA Program Director
Patti Hughes, Project Manager
Phone: 303-444-4013 Ext. 25, Email: phughes@unitedwayfoothills.org

Client Contact
Same as above

  state index | top of page


Connecticut

ABCD
1070 Park St., Bridgeport, CT 06604
Phone: 203-366-8241

IDA Program Director
Savoui Graham, IDA Program Manager
Phone: 203-366-8241 Ext. 277, E-mail: savoui.graham@abcd.org

Client Contact
Same as above

Access Agency, Inc.
1315 Main Street, Willimantic, CT 06226
Phone: 860-465-2733

IDA Program Director
Patricia Woolwich, Director of Community Services/Job Source
Phone: 860-450-7146, E-mail: pwoolwich@accessagency.org

Client Contact
Allison Mackay, IDA Program Manager
Phone: 860-465-2733, E-mail: idamrg@accessagency.org

Bristol Community Organization, Inc.
100 N. Main St., Suite 127, Bristol, CT 06010
Phone: 860-584-2725

IDA Program Director
Nancy Micloskey, Social Services Manager
Phone: 860-589-8623, E-mail: nancybco@yahoo.com

Client Contact
Same as above

Community Action Committee of Danbury, Inc.
66 North St., Danbury, CT 06810
Phone: 203-744-4700 Ext. 107

IDA Program Director
Geraldine Worthington
Phone: 203-744-4700 Ext. 107, E-mail: ns.cacd@snet.net

Client Contact
Same as above

Community Action Agency of New Haven
781 Whalley Ave., New Haven, CT 06515
Phone: 203-387-7700

IDA Program Director
Laura O'Keefe, Financial Services Asset Development Coordinator
Phone: 203-387-7700 Ext. 237, E-mail: lokeefe@caanh.net

Client Contact
Same as above

Community Renewal Team
555 Windsor St., Hartford, CT 06114
Phone: 860-560-4663

IDA Program Director
Steven Gosselin, IDA Program Director
Phone: 860-560-4663, E-mail: gosselins@crtct.org

Client Contact
Same as above

CTE, Inc.
34 Woodland Ave., Stamford, CT 06902
Phone: 203-352-4851

IDA Program Director
Betty Ann McCree, IDA Program Manager
Phone: 203-352-4858, E-mail: cteida@ctecap.org

Client Contact
Same as above

NEON, Inc.
98 S. Main St., Norwalk, CT 06854
Phone: 203-899-2483

IDA Program Director
Jackie Lovegren, Adult Services Planner
Phone: 203-899-2435, E-mail: jlovegren@neon-norwalk.org

Client Contact
Janet Williams, Case Manager
Phone: 203-899-1060, E-mail: jwilliams@neon-norwalk.org

New Opportunities, Inc.
232 North Elm St., Waterbury, CT 06702
Phone: 203-575-9799 Ext. 238

IDA Program Director
William Rybczyk, Program Planner
Phone: 203-575-9799 Ext. 238, E-mail: wrybczyk@newopportunitiesinc.org

Client Contact
Same as above

Thames Valley Council for Community Action
83 Huntington St., New London, CT 06320
Phone: 860-444-0006 Ext. 113

IDA Program Director
Lee Carenza, Assistant Director, CNS
Phone: 860-444-0006 Ext. 113, E-mail: lcarenza@tvcca.org

Client Contact
Same as above

Training Education and Manpower, Inc. (TEAM, Inc.)
30 Elizabeth St., Derby, CT 06418
Phone: 203-736-5420, Website:

IDA Program Director
Diane Stroman, Vice President of Program Operation
Phone: 203-736-5420 Ext. 1234, E-mail: dstroman@teamcaa.org

Client Contact
Bonnie Bodak, Program Manager
Phone: 203-736-5420 Ext. 1206, E-mail: bbodak@teamcaa.org

  state index | top of page


Florida

Broward County Community Action Agency
900 NW 31st Ave., Ft. Lauderdale, FL 33311
Phone: 954-327-8797

IDA Program Director
Jackie Kassower
Phone: 954-327-8700, Ext. 239, E-mail: jkassower@broward.org

Client Contact
Same as above

Northeast Florida Community Action Agency, Inc.
421 W. Church St., Suite 705
Phone: 904-358-7474 Ext. 205

IDA Program Director
Ronald Howell, Program Coordinator
Phone: 904-358-7474 Ext. 205, E-mail: rthowell@nfcaa.org

Pinellas Opportunity Council, Inc.
3443 1st Ave. N., St. Petersburg, FL 33713
Phone: 727-327-8690 Ext. 12

IDA Program Director
Eleanor Brooks, Program Director
Phone: 727-327-8690 Ext. 12, E-mail: ebrooks@pocinc.org

Client Contact
Same as above

  state index | top of page


Georgia

Economic Opportunity for Savannah Chatham County Area, Inc.
618 W. Anderson St., Savannah, GA 31415
Phone: 912-238-2960 Ext. 115

IDA Program Director
Terry Tolbert, Deputy Director
Phone: 912-238-2960 Ext. 115, E-mail: terrytolbert@my.ws

Client Contact
Same as above

  state index | top of page


Hawaii

ALU LIKE, Inc.
458 Keawe St., Honolulu, HI 96813
Phone: 808-535-6700

IDA Program Director
Ikaika Damate, IDA Coordinator
Phone: 808-535-6723, E-mail: idamate@alulike.org

Client Contact
Same as above

  state index | top of page


Illinois

CEDA Northwest
1300 W NW Highway, Mount Prospect, IL 60056
Phone: 847-392-2332

IDA Program Director
Beth Madden, Program Services Manager
Phone: 847-392-2332 Ext. 234, E-mail: bmadden@cedaorg.net

Client Contact
Sylvia Haas, Budget/Financial Counselor
Phone: 847-392-2332 Ext. 250, E-mail: shaas@cedaorg.net

CEFS Economic Opportunity Corporation
1805 S. Banker, Effingham, IL 62401
Phone: 217-342-2193, Ext. 150

IDA Program Director
Linda Mitchell, Programs Manager
Phone: 217-342-2193 Ext. 120, E-mail: lmitchell@effingham.net

Client Contact
Kristie Warfel, Program Coordinator
Phone: 217-342-2193 Ext. 150, E-mail: kwarfel@effingham.net

Champaign County Regional Planning Commission
1776 E. Washington, Urbana, IL 61803
Phone: 217-328-3313 Ext. 157

IDA Program Director
Darlene Kloeppel, Human Service Manager
Phone: 217-3328-3313 Ext. 142, E-mail: dkloeppel@ccrpc.org

Client Contact
Rebecca Hays, IDA Coordinator
Phone: 217-328-3313 Ext. 157, E-mail: rhays@ccrpc.org

City of Rockford Human Services Department
612 N. Church St., Rockford, IL 61103
Phone: 815-987-5782

IDA Program Director
Jennifer Jaeger, Community Services Block Grant Director
Phone: 815-987-5489, E-mail: jennifer.jaeger@ci.rockford.il.us

Client Contact
Judy Condatore, Self-Sufficiency Coordinator
Phone: 815-987-8095, E-mail: judy.condatore@ci.rockford.il.us

Community and Economic Development Association of Cook County, Inc.
208 S. Lasalle St., Suite 1900, Chicago, IL 60604
Phone: 312-795-8918

IDA Program Director
Yevette Boutall, Manager Loan Program
Phone: 312-795-8980, E-mail: yevette@cedaorg.net

Madison County Community Development
130 Hillsboro, Edwardsville, IL 62025
Phone: 618-692-8940 Ext. 429

IDA Program Director
David Harrison, Transitional Housing Manager
Phone: 618-692-8940, E-mail: daharrison@co.madison.il.us

Client Contact
Same as above

Tazwood Community Services, Inc.
2005 S. Main St., Morton, IL 61550
Phone: 309-266-9941

IDA Program Director
Cindy Bergstrand, Director
Phone: 309-266-9941, E-mail: tcsdir@mtco.com

Client Contact
Ann Meyer, Community Services Manager
Phone: 309-266-9941, E-mail: tcs@mtco.com

  state index | top of page


Indiana

Area Five Agency on Aging and Community Services, Inc.
1801 Smith St., Logansport, IN 46947
Phone: 574-722-4451

IDA Program Director
Ellen Zimmerman, Director of Community Services
Phone: 574-722-4451, Ext. 221, E-mail: ellen@areafive.com

Client Contact
Same as above

Community Action of Northeast Indiana, Inc.
2260 Lake Ave., Fort Wayne, IN 46805
Phone: 260-423-3546 Ext. 274

IDA Program Director
Pam Brookshire, Community Services Manager
Phone: 260-423-3546, E-mail: pambrookshire@canihelp.org

Client Contact
Same as above

Community Action of Southern Indiana
1613 E. 8th St., Jeffersonville, IN 47130
Phone: 812-288-6451

IDA Program Director
Fay Allen, IDA Coordinator
Phone: 812-288-6451 Ext. 131, E-mail: fayallen@hotmail.com

Client Contact
Same as above

Community Action of Southern Indiana
1613 E. 8th St., Jeffersonville, IN 47130
Phone: 812-288-6451

IDA Program Director
Fay Allen, IDA Coordinator
Phone: 812-288-6451 Ext. 131, E-mail: fayallen@hotmail.com

Community Action of WI
418 Washington St., Covington, IN 47932
Phone: 765-793-4881

IDA Program Director
Myra Rennick, Associate Director
Phone: 765-793-4881 Ext. 26, E-mail: mrennick@capwi.org

Client Contact
Emma Lou Wirth, Community Service Representative
Phone: 765-832-7771, E-mail: ewirth@capwi.org

Dubois-Pike-Warrick EOC, Inc. dba TRI-CAP
607 3rd Ave., P.O. Box 729, Jasper, IN 47547
Phone: 812-482-2233, Ext. 300

IDA Program Director
Patricia Pace, Director of Community Services
Phone: 812-482-2233 Ext. 300, E-mail: comsertricap@psci.net

Client Contact
Same as above

Ohio Valley Opportunities, Inc.
711 Green Rd., MSH Ward 4, Madison, IN 47250
Phone: 812-265-5858 Ext. 209

IDA Program Director
Barbara Marion, Director of Housing and Community Development
Phone: 812-265-5858 Ext. 209, E-mail: bmarion@ovoinc.org

Client Contact
Same as above

South Central Community Action Program
1500 W. 15th St., Bloomington, IN 47408
Phone: 812-339-3447 Ext. 219

IDA Program Director
Rob Young, Programs Coordinator
Phone: 812-335-3608, E-mail: rob@sccap.monroe.in.us

Client Contact
Laura Allen, Programs Assistant
Phone: 812-339-3447, Ext. 219, E-mail: ssp1@sccap.monroe.in.us

  state index | top of page


Iowa

SCICAP Credit Union
1403 N.W. Church St., Leon, IA 50144
Phone: 641-446-4155

IDA Program Director
Sue McCleary, Administrative Assistant/IDA Coordinator
Phone: 641-446-4155, E-mail: mccleary@grm.net

Client Contact
Same as above

  state index | top of page


Kentucky

Kentucky River Foothills Development Council
1623 Foxhaven Dr., Richmond, KY 40475
Phone: 859-624-2046

IDA Program Director
Paula Woodman, Training and Education Coordinator
Phone: 859-624-2046, E-mail: paulawoodman@kyriverfoothills.org

Client Contact
Same as above

  state index | top of page


Louisiana

Avoyelles Progress Action Committee, Inc.
641 Government St., Marksville, LA 71351
Phone: 318-253-6085

IDA Program Director
Brenda Wilmer, Executive Director
Phone: 318-253-6085, E-mail: apac@kricket.net

Client Contact
Patricia Bush, Assistant Executive Director
Phone: 318-253-6085, E-mail: apac@kricket.net

Lincoln Parish Police Jury/Humanitarian Enterprises
307 N. Homer St., Ruston, LA 71270
Phone: 318-251-5136

IDA Program Director
Rosalind Jones, Executive Director
Phone: 318-251-5136, E-mail: Rosalind@bayou.com

Client Contact
Same as above

St. James Parish Council, Dept. of Human Resources
5153 Canatella St., Convent, LA 70723
Phone: 225-562-2357 Ext. 357

IDA Program Director
Faye Washington, Assistant Director
Phone: 225-562-2305 Ext. 305, E-mail: faye.washington@stjamesla.com

Client Contact
Robin Raphael, Housing Coordinator
Phone: 225-562-2357, E-mail: robin.Raphael@stjamesla.com

  state index | top of page


Maine

Aroostook County Action Program, Inc.
771 Main St., Presqu Isle, ME 04769
Phone: 207-764-3721, Ext. 650

IDA Program Director
James Baillargeon, Director of Energy and Housing Programs
Phone: 207-768-3023, Ext. 650, E-mail: jbaillargeon@acap-me.org

Client Contact
Jeff Heron, Housing/Business Developer
Phone: 207-768-3023, Ext. 657, E-mail: jheron@acap-me.org

Coastal Economic Development Corporation
34 Wind Farm Parkway, Bath, ME 04530
Phone: 207-442-7963 Ext. 230 E-mail: jbaillargeon@acap-me.org

IDA Program Director
Catherine McConnell, Community Services Director
Phone: 207-442-7963 Ext. 230, E-mail: catherine.mcconnell@maine.go

Client Contact
Melissa Wallace-Moore, Family Development Specialist
Phone: 207-442-7963 Ext 320, E-mail: melissa.wallace-moore@maine.gov

Maine Family Development Account Coalition
MCWWC, UMA/Stoddard House, 46 University Drive, Augusta, ME 04330
Phone: 207-621-3434

IDA Program Director
Heidi-Anne Loughlin, FDA Program Coordinator
Phone: 207-621-3434, E-mail: heidil@maine.edu

Client Contact
Same as above

Penquis CAP, Inc.
262 Harlow St., Bangor, ME 04401
Phone: 207-973-3500 Ext. 629

IDA Program Director
Shannon Bonsey, Deputy Director
Phone: 207-973-3500 Ext. 578, E-mail: sbonsey@penquiscap.org

Client Contact
Jennifer Giosia, Division Manager
Phone: 207-973-3500 Ext. 629, E-mail: jgiosia@penquiscap.org

Peoples Regional Opportunity Program (PROP)
510 Cumberland Ave., Portland, ME 04101
Phone: 207-874-1140

IDA Program Director
Victoria Doughty, Director of Social Services
Phone: 207-874-1140 Ext. 317, E-mail: vdoughty@propeople.org

Client Contact
Same as above

Waldo County Committee for Social Action
9 Field St., Suite 305, Belfast, ME 04915
Phone: 207-338-6809

IDA Program Director
Jessica Hosford, Project Coordinator
Phone: 207-338-6809. E-mail: jhosford@wccsa.org

Client Contact
Same as above

York County Community Action Corporation
P.O. Box 72, 6 Spruce St., Sanford, ME 04073
Phone: 207-324-5762 Ext. 9003

IDA Program Director
Rhoda Butler, FDA Coordinator
Phone: 207-324-5762 Ext. 9003, E-mail: Rhoda@yccac.org

Client Contact
Same as above

  state index | top of page


Maryland

Allegany County Human Resources Development Commission, Inc.
19 Frederick St., Cumberland, MD 21502
Phone: 301-777-5970, Ext. 121

IDA Program Director
Ken Rafferty
Phone: 301-777-5970, Ext. 121, E-mail: krafferty@allconet.org

Client Contact
Same as above

Garrett County Community Action Committee
104 East Center St., Oakland, MD 21550
Phone: 301-334-9431 Ext. 108

IDA Program Director
Cynthia Lynch, Case Manager
Phone: 301-334-9431 Ext. 108, E-mail: clynch@garrettcac.org

  state index | top of page


Massachusetts

Franklin Community Action Corporation
393 Main Street, Greenfield, MA 01301
Phone: 413-376-1129

IDA Program Director
Sara Cummings, IDA Program Director
Phone: 413-376-1129, E-mail: scummings@fcac.net

Client Contact
Same as above

Montachusett Opportunity Council, Inc.
4430 Main St., Fitchburg, MA 01420
Phone: 978-343-5706

IDA Program Director
Mae Beth Skidmore, Director of Community Services
Phone: 978-343-5706, E-mail: mskidmore@mocinc.org

Client Contact
Pamela Frye, Employment and Training Coordinator
Phone: 978-343-5706, E-mail: pfrye@mocinc.org

South Shore Community Action Council, Inc.
265 S. Meadow Rd. ,Plymouth, MA 02360
Phone: 508-747-7575

IDA Program Director
Patricia Daly, Executive Director
Phone: 508-747-7575, E-mail: padaly@sscac.org

Client Contact
Same as above

Springfield Partners for Community Action
619 State St., Springfield, MA 01109
Phone: 413-263-6500 Ext. 6541

IDA Program Director
Iris Valentin, Director of Administration and Finance
Phone: 413-263-6500 Ext. 6541, E-mail: iris@springfieldpartnersinc.com

Client Contact
Same as above

Worcester Community Action Council, Inc.
484 Main St., Worcester, MA 01608
Phone: 508-754-1176

IDA Program Director
Priscilla Holmes, Director of Programs
Phone: 508-754-1176 Ext. 169, E-mail: pholmes@wcac.net

Client Contact
Eric Dion, IDA Project Coordinator
Phone: 508-754-1176 Ext. 139, E-mail:

  state index | top of page


Michigan

Community Action Agency
1214 Greenwood Ave., Jackson, MI 49203
Phone: 517-784-4800, Website:

IDA Program Director
Toby Budd, IDA Manager
Phone: 517-784-4800, E-mail: tbudd@caajlh.org

Client Contact
Same as above

Community Action Agency of South Central Michigan
P.O. Box 1026, 175 Main St., Battle Creek, MI 49016
Phone: 269-965-7766

IDA Program Manager
Mary Frisby, Director of Housing/Support Services
Phone: 269-965-7766 Ext. 330, E-mail: maryf@caascm.org

Client Contact
Same as above

Macomb County Community Services Agency
21885 Dunham Rd., Suite 10, Clinton Township, MI 48036
Phone: 586-469-6999

IDA Program Director
Barbara Bauman, Operations Coordinator
Phone: 586-469-5222, E-mail: Barbara.bauman@co.macomb.mi.us

Client Contact
Kathleen Wasilowski, Case Manager
Phone: 586-469-7278, E-mail: Kathleen.wasilowski@co.macomb.mi.us

Monroe County Opportunity Program
1140 S. Telegraph Rd., Monroe, MI 48161
Phone: 734-241-2777 Ext. 228

IDA Program Manager
Andrea Thomas, Director of Emergency Housing and Homeownership
Phone: 734-241-2777 Ext. 228, E-mail: athomas@monroecountyop.org

Client Contact
Same as above

Northeast Michigan Community Service Agency
2375 Gordon Rd., Alpena, MI 49707
Phone: 989-356-3474 Ext. 212

IDA Program Director
Susan Bowen, Community Planning Specialist
Phone: 989-356-3474, E-mail: Bowens@nemcsa.org

Client Contact
Bob Sullivan, IDA Trainer
Phone: 989-358-3161, E-mail: sullivanb@nemc-gen.mi.us

Northwest Michigan Human Services Agency, Inc.
3963 Three Mile Rd., Traverse City, MI 49686
Phone: 231-947-3780

IDA Program Director
Karen Emerson, Financial Management Services Coordinator
Phone: 231-947-3780, E-mail: kakework@yahoo.com

Client Contact
Chuck Riley, Budget/Housing Counselor
Phone: 231-947-3780

Oakland Livingston Human Service Agency
196 Cesar E. Chavez, Pontiac. MI 48343
Phone: 248-209-2600 Ext. 2691

IDA Program Director
Donald Jones, Director of Resource Development
Phone: 248-209-2620, E-mail: donj@olhsa.org

Client Contact
Donna Kunse, Housing Counselor
Phone: 248-209-2690, E-mail: donnak@olhsa.org

Ottawa County Community Action Agency
12251 James St., Suite 300, Holland, MI 49424
Phone: 616-393-5617

IDA Program Director
Judith Molhoek
Phone: 616-393-5617, E-mail: jmolhoe@co.ottawa.mi.us

Southwest Michigan Community Action Agency
185 E. Main, Suite 200, Benton Harbor, MI 49022
Phone: 269-925-9077

IDA Program Director
Judith Peterson, Deputy Director
Phone: 269-925-9077, E-mail: jpeterson@smcaa.com

Client Contact
Renee Gammiere, Housing Counselor
Phone: 269-925-9077, E-mail: rgammiere@smcaa.com

Wayne Metropolitan Community Action Agency
3715 W. Jefferson, Ecorse, MI 48229
Phone: 313-843-2550 Ext. 223

IDA Program Director
Miryam Lulion, Assets Program Coordinator
Phone: 313-843-2550 Ext. 223, E-mail: mullion@waynemetro.org

Client Contact
Amy Rexford, Micro Business Manager
Phone: 313-843-2550 Ext. 247, E-mail: arexford@waynemetro.org

  state index | top of page


Minnesota

Community Action of Minneapolis
401 2nd Ave. S, Suite 500, Minneapolis, MN 55401
Phone: 612-348-8858

IDA Program Director
Leah Pauletti, Program Coordinator
Phone: 612-334-3672 Ext. 44, E-mail: lpauletti@campls.org

Client Contact
Same as above

Clay-Wilkin Opportunity Council, Inc.
715 11th St., N, Suite 402. Moorhead, MN 56560
Phone: 218-299-7000 Ext. 7845

IDA Program Director
Dale Rollie, Housing/Self-Sufficiency Programs Director
Phone: 218-299-7845, E-mail: daler@cwoc.net

Client Contact
Nancy Nelson, Case Manager
Phone: 218-233-7185, E-mail: ndjanelson@aol.com

KOOTASCA Community Action, Inc.
1213 SE 2nd St., Grand Rapids, MN 55744
Phone: 218-326-8539

IDA Program Director
Sandy O'Fallon, IDA Coordinator
Phone: 218-326-8539, E-mail: sandyo@kootasca.org

Client Contact
Same as above

Mahube Community Council, Inc.
1125 West River Rd., Detroit Lakes, MN 56501
Phone: 218-847-1385

IDA Program Director
Marcia Otte, Family Development Director
Phone: 218-847-1385, E-mail: otte@mahube.org

Client Contact
Same as above

MN Valley Action Council
P.O. Box 3327, Mankato, MN 56002
Phone: 507-345-6822

IDA Program Director
John Woodwick, Executive Director
Phone: 507-345-6822

Client Contact
Ann Macgreger
Phone: 507-345-6822

Northwest Community Action, Inc.
312 N. Main, Badger, MN 56714
Phone: 218-528-5258

IDA Program Director
Gayle Peterson, Case Manager
Phone: 218-528-3258, E-mail: gpeterson@nwcaa.org

Client Contact
Same as above

Olmsted Community Action Program
300 11th Ave. N.W., Rochester, MN 55901
Phone: 507-285-8785

IDA Program Director
Linda Bradford, Program Manager
Phone: 507-287-2248, E-mail: Bradford.Linda@co.olmsted.mn.us

Client Contact
Same as above

Otter Tail-Wadena Community Action
109 S. Walker, New York Mills, MN 56567
Phone: 218-385-2900 Ext. 115

IDA Program Director
Danny Dunlap, Family Services Director
Phone: 218-385-2900 Ext. 115, E-mail: ddunlap@otwcaa.org

Client Contact
Same as above

Ramsey Action Programs, Inc.
450 Syndicate St. N., St. Paul, MN 55104
Phone: 651-645-6445

IDA Program Director
Carole Rein, Program Manager
Phone: 651-603-5899, E-mail: crein@ramseyactionprograms.org

Client Contact
Same as above

South Central Community Action Partnerships
2202 Steven St., Albert Lea, MN 56007
Phone: 507-373-1329

IDA Program Director
Collette Turcotte, Executive Director
Phone: 507-373-1329, E-mail: cturcott@smig.net

Tri-CAP
700 Mall Germain, St. Cloud, MN 56301
Phone: 320-251-1612

IDA Program Director
Janet Waara, Program Counselor
Phone: 320-251-1612, E-mail: janet.waara@tricap.org

Client Contact
Same as above

Tri-Valley Opportunity Council, Inc.
102 N. Broadway, Crookston, MN 56716
Phone: 218-281-9080 Ext. 2631

IDA Program Director
Betty Koltes, Emergency Services Program Manager
Phone: 218-281-0191, E-mail: betty@tvoc.org

Client Contact
Same as above

West Central Minnesota Communities Action
411 Industrial Park Blvd, Elbow Lake, MN 56531
Phone: 218-686-4486 Ext. 117

IDA Program Director
Kate Ouverson, D.H. Director
Phone: 218-685-4486 Ext. 133, E-mail: kate.ouverson@co.grant.mn.us

Client Contact
Same as above

  state index | top of page


Missouri

Community Services, Inc.
1212 BS Main, P.O. Box 328, Maryville, MO 64468
Phone: 660-582-3113

IDA Program Director
Jill Gosseen, Assistant Operations Director
Phone: 660-582-3113, E-mail: jbrimm@asde.net

Client Contact
Same as above

Delta Area Economic Opportunity Corporation
99 Skyview Rd., Portageville, MO 63873
Phone: 573-379-3851 Ext. 212

IDA Program Director
Corrie White, Community Services Director
Phone: 573-379-3851 Ext. 212, E-mail: cwhite@daeoc.com

Client Contact
Same as above

Green Hills Community Action Agency
1506 Oklahoma Ave., Trenton, MO 64683
Phone: 660-359-3907 Ext. 111

IDA Program Director
Kristie Fox, Community Services Director
Phone: 660-359-3907 Ext. 111, E-mail: foxk@ghcaa.org

Missouri Valley Community Action Agency
1415 S. Odell, Marshall, MO 65340
Phone: 660-886-7476 Ext. 816

IDA Program Director
Cheryl Zimny, Community Services Development Coordinator
Phone: 660-886-7476 Ext. 816, E-mail: zimnyc@mvcaa.net

Client Contact
Same as above

North East Community Action Corporation
16 N. Court St., P. O. Box 470, Bowling Green, MO 63334
Phone: 573-324-2231

IDA Program Director
Carla Potts, Deputy Director for Community Programs
Phone: 573-324-6622 Ext. 40, E-mail: carlap@necac.org

Client Contact
Janice Robinson, Community Services (CSBG) Director
Phone: 573-324-6622 Ext. 39, E-mail: janicer@necac.org

Ozarks Area Community Corporation
215 S. Barnes, Springfield, MO 65802
Phone: 417-862-4314 Ext. 391

IDA Program Director
Kathy Shoffner, Special Projects Coordinator
Phone: 417-873-3391 Ext. 391, E-mail: kshoffner@oacac-caa.org

Client Contact
Same as above

STEP, Inc.
2709 Woodson Rd. , Overland, MO 63114
Phone: 314-863-0015

IDA Program Director
Georgie Donahue, Director of Outreach and Community Services
Phone: 314-446-4411, E-mail: georgie@stepinccaa.com

Client Contact
Diana Jones, Housing Development Coordinator
Phone: 314-446-4429, E-mail: Diana@stepinccaa.com

United Services Community Action Agency
6323 Manchester Ave., Kansas City, MO 64133
Phone: 816-358-6868

IDA Program Director
Damon Broadus, Program Director
Phone: 816-358-6868 Ext. 242, E-mail: dbroadus@unitedservicescaa.org

Client Contact
Chandra Thompson, Case Manager
Phone: 816-358-6868 Ext. 234, E-mail: cthompson@unitedservicescaa.org

  state index | top of page


Montana

Action for Eastern Montana
2030 North Merrill Ave., Glendive, MT 59330
Phone: 406-377-3564

IDA Program Director
Kelly Frost
Phone: 406-377-3564 Ext. 114, E-mail: Kelly@aemt.org

Client Contact
Connie Smith, IDA Program Coordinator
Phone: 406-377-3564 Ext. 115, E-mail: connie@aemt.org

District 7 Human Resources Development Council
7 N. 31st St., Billings, MT 59101
Phone: 406-247-4710 Ext. 706

IDA Program Director
Denise Jordan, Loan Officer
Phone: 406-247-4710 Ext. 706, E-mail: djordan@bilhrdc.hhs.state.mt.us

Client Contact
Kristine Kerr, Program Assistant
Phone: 406-247-4710 Ext. 739, E-mail: kkerr@bilhrdc.hhs.state.mt.us

  state index | top of page


Nebraska

Lincoln Action Program
210 O Street, Lincoln, NE 68508
Phone: 402-471-4515

IDA Program Director
Debra DeMuth, Assistant Director of Community Services
Phone: 402-471-4515 Ext. 132, E-mail: ddemuth@lincoln-action.org

Client Contact
Same as above

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Nevada

Community Services Agency and Development Corporation
1090 East 8th St., Reno, NV 89510
Phone: 775-786-6023 Ext. 214

IDA Program Director
Lynn Houghton, Director of Programs
Phone: 775-786-6023 Ext. 204, E-mail: lhoughton@csareno.org

Client Contact
Ian Harrison, IDA Program Analyst
Phone: 775-786-6023 Ext. 214, E-mail: iharrison@csareno.org

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New Jersey

NORWESCAP. Inc.
350 Marshall St., Phillipsburg, NJ 08865
Phone: 908-859-1777

IDA Program Director
Deborah Meade, Program Director
Phone: 908-454-7000 Ext. 131, E-mail: meaded@norwescap.org

Client Contact
Jonathan Teich, Housing Services Administrator
Phone: 908-859-1777, E-mail: teichj@norwescap.org

Tri-County Community Action Partnership
110 Cohansey St., Bridgeton, NJ 08302
Phone: 856-453-5313

IDA Program Director
Frank Fletcher, Director of Economic Development
Phone: 856-453-5313, E-mail: ffletcher@tricountycaa.org

Client Contact
Melba E. Barreiro, IDA Program Coordinator
Phone: 856-453-5313, E-mail: mbarr@tricountycaa.org

  state index | top of page


New Mexico

Sandoval County Economic Opportunity Corporation
P. O. Box 757, Bernalillo, NM 87004
Phone: 505-867-3374 Ext. 11

IDA Program Director
Sally Moore, Executive Director
Phone: 505-867-3374 Ext. 11, E-mail: smoore@sandovalcountyeoc.com

Client Contact
Debbie Chavez, Client Intake Manager
Phone: 505-867-3374 Ext. 13, E-mail: dchavez@sandovalcountyeoc.com

  state index | top of page


New York

Action for a Better Community, Inc.
550 East Main St., Rochester, NY 14604
Phone: 585-325-5116

IDA Program Director
Janelle McClain, Director of Housing & Financial Fitness
Phone: 585-325-5116, Ext. 4107, E-mail: jmcclain@abcinfo.org

Client Contact
Same as above

St. John United FCU
184 Goodell St., Buffalo, NY 14204
Phone: 716-847-1815

IDA Program Director
Robert Pearson, Board Member
Phone: 716-847-1858

Client Contact
Same as above

  state index | top of page


North Carolina

New Century IDA
1621 E. 3rd St., Winston-Salem, NC 27101
Phone: 336-722-9400 Ext. 453

IDA Program Director
Curtis Cheeks, IDA Program Supervisor
Phone: 336-722-9400 Ext. 453, E-mail: ccheeks@eisr.org

Client Contact
Same as above

Western Carolina Community Action
526 7th Ave., E., Hendersonville, NC 28792
Phone: 828-693-1711 Ext. 22

IDA Program Director
Pat Malinak, Community Services Director
Phone: 828-693-1711 Ext. 24, E-mail: pmalinak@wcca.net

Client Contact
Same as above

  state index | top of page


North Dakota

Red River Valley Community Action
1013 N. 5th St., Grand Forks, ND 58203
Phone: 701-746-5431 Ext. 216

IDA Program Manager
Nicole Andonov, AmeriCorps*VISTA/IDA Coordinator
Phone: 701-746-5431 Ext. 216, E-mail: vista@rrvca.com

Client Contact
Same as above

Southeastern North Dakota Community Action Agency
3233 S. University Dr., Fargo, ND 58104
Phone: 701-232-2452,

IDA Program Director
Gail Bollinger, Director of Services
Phone: 701-232-2452, E-mail: gailb@sendcaa.org

Client Contact
Ronda Hoff, IDA Coordinator/AmeriCorps*VISTA
Phone: 701-232-2452, E-mail: vista@sendcaa.org

  state index | top of page


Ohio

Council for Economic Opportunities in Greater Cleveland
1228 Euclid Ave., Suite 700, Cleveland, OH 44115
Phone: 216-696-9077 Ext. 294

Contact
Candice Amos, Executive Assistant
Phone: 216-696-9077 Ext. 294, E-mail: camos@ceogc.org

HHWP Community Action Agency
122 Jefferson St., Findlay, OH 45839
Phone: 419-423-3755

DA Program Director
Janice L. DeGraaf, Director of Community Services
Phone: 419-423-3755 Ext. 204, E-mail: jdegraafcac@bright.net

Client Contact
Same as above

Lima/Allen Council on Community Affairs
540 S. Central Ave., Lima, OH 45804
Phone: 419-227-2586

IDA Program Director
Larry Goodman, Housing Director
Phone: 419-227-2586 Ext. 131, E-mail: lgoodman@lacca.org

Northwestern Ohio Community Action Commission
1933 E. 2nd St., Defiance, OH 43512
Phone: 419-784-2150 Ext. 122

IDA Program Director
Angie Franklin, Community Services Director
Phone: 419-782-6962

Client Contact
Marcy Feeney, IDA Coordinator
Phone: 419-784-215- Ext. 122, E-mail: nocacida@nocac.org

  state index | top of page


Oklahoma

Community Action Agency of Oklahoma City and Oklahoma/Canadian Counties, Inc.
1900 NW 10th St., Oklahoma City, OK 73106
Phone: 405-232-0199 Ext. 3250

IDA Program Director
Bonnie Schwartz, Economic Development Director
Phone: 405-232-0199 Ext. 3219, E-mail: bschwartz@caaofokc.org

Client Contact
Twyla Gable, IDA Coordinator
Phone: 405-232-0199 Ext. 3250, E-mail: tgable@caaofokc.org

Great Plains Improvement Foundation, Inc.
#2 SE Lee Blvd., Suite 200, P.O. Box 926, Lawton, OK 73502
Phone: 580-353-2364

IDA Program Director
Sandra Wardell, Program Planner
Phone: 580-353-2364, E-mail: gpifpp@gpif-caa.org

Client Contact
Odell Gunter, Executive Director
Phone: 580-353-2364, E-mail: gpif6@gpif-caa.org

Little Dixie Community Action Agency, Inc.
502 W. Duke, Hugo, OK 74743
Phone: 580-326-5434

IDA Program Director
Wendi Sumner, Assistant Housing Director
Phone: 580-326-5434, E-mail: wsumner@ldcaa.org

Client Contact
Same as above

Northeast Oklahoma Community Action
P. O. Box 603, Jay, OK 74346
Phone: 918-253-4683

IDA Program Director
Diana Behm, Special Projects
Phone: 918-253-4683, E-mail: neocaa@brightok.net

Client Contact
Same as above

  state index | top of page


Pennsylvania

Berks Community Action Program
631 Washington St., Reading, PA 19601
Phone: 610-376-6571

IDA Program Director
Jodi Kisling, FSA Program Coordinator
Phone: 610-376-6571, E-mail: eocbcap@aol.com

Client Contact
Same as above

Blair County Community Action Agency
2100 6th Ave., Altoona, PA 16602
Phone: 814-946-3651

IDA Program Director
John McKelvey, Client Services Administrator
Phone: 814-946-3651, E-mail: frontbros1@msn.net

Client Contact
Same as above

Central Susquehanna Opportunities, Inc.
2 E. Arch St., Shamokin, PA 17872
Phone: 570-644-6570 Ext. 126

IDA Program Director
Sandy Zarick, Special Projects Coordinator
Phone: 570-644-6570 Ext. 126, E-mail: szarick@censop.com

Client Contact
Same as above

Community Action Committee of the Lehigh Valley, Inc.
1337 E. 5th St., Bethlehem, PA 18015
Phone: 610-691-5620 Ext. 43

IDA Program Director
Todd Hacker, Project Coordinator
Phone: 610-691-5620 Ext. 43, E-mail: thacker@caclv.org

Client Contact
Same as above

Community Action Southwest
150 W. Beau St., Suite 304, Washington, PA 15301
Phone: 724-225-9550 Ext. 400

IDA Program Director
Barbara Miller, Family Self-Sufficiency Director
Phone: 724-225-9550 Ext. 435, E-mail: bmiller@caswg.org

Client Contact
Carol Andrew, FSA Coordinator
Phone: 724-225-9550 Ext. 423, E-mail: carolandrew15353@yahoo.com

Fayette County Community Action Agency, Inc.
119 N. Beeson Ave., Uniontown, PA 15401
Phone: 724-437-6050 Ext. 267

IDA Program Director
James Stark, Executive Director
Phone: 724-437-6050 Ext. 223, E-mail: jstark@fccaa.org

Client Contact
Jamie Brink, Project Manager
Phone: 724-437-6050 Ext. 267, E-mail: jbrink@fccaa.org

Greater Erie Community Action Committee
18 W. 9th St., Erie, PA 16501
Phone: 814-459-4581 Ext. 595

IDA Program Director
Stephanie Long, Program Director
Phone: 814-459-4581 Ext. 595, E-mail: slong@gecac.org

Client Contact
Same as above

Indiana County Community Action Program, Inc.
827 Water St., Indiana, PA 15701
Phone: 724-465-2657

IDA Program Director
Barbara Andresky, Fiscal Supervisor
Phone: 724-465-2657 Ext. 231, E-mail: iccapfiscal@echomatrix.net

Client Contact
Same as above

International Service Center
21 S. River St., Harrisburg, PA 17101
Phone: 717-236-1523

IDA Program Director
Van Pham, Program Assistant
Phone: 717-236-1523, E-mail: tnp@isc1976.com

Client Contact
Same as above

Schuylkill Community Action
225 N. Centre St., Pottsville, PA 17901
Phone: 570-622-1995

IDA Program Director
Kimberly Infante, Program Operations Specialist
Phone: 570-622-1995, E-mail: kinfante@ptd.net

Client Contact
Same as above

Warren Forest Counties EOC
1209 PA Ave. W., Warren, PA 16365
Phone: 814-726-2400 Ext. 3031

IDA Program Director
Jeff Berdine, Case Management Director
Phone: 814-726-2400 Ext. 3031, E-mail: berdine@wfcaa.org

Client Contact
Misty Orinko, Case Manager
Phone: 814-726-2400 Ext. 3030, E-mail: orindo@wfcaa.org

  state index | top of page


South Dakota

Northeast SD Community Action Program
414 3rd Ave. E., Sisseton, SD 57262
Phone: 605-698-7654

IDA Program Director
Colleen Ellingson, IDA Coordinator
Phone: 605-698-7654, E-mail: lorif@nesdcap-nesdec.org

  state index | top of page


Tennessee

Upper East Tennessee Human Development Agency, Inc.
P. O. Box 46, Kingsport, TN 37662
Phone: 423-246-6180

IDA Program Director
Gail Bowers
Phone: 423-639-3612, E-mail: GailB@uethda.org

Client Contact
Same as above

UETHDA
301 Louis St., Kingsport, TN 37662
Phone: 423-246-6180

IDA Program Director
Gail Bowers, IDA Program Specialist
Phone: 423-639-3612

Client Contact
Same as above

  state index | top of page


Texas

Community Action Council of South Texas
300 N. Avasolo, Rio Grande City, TX 78582
Phone: 956-487-2585 Ext. 300

IDA Program Director
Ken Christy, Director
Phone: 956-487-2585 Ext. 247, E-mail: kenchristy@mac.com

Client Contact
Onieda DeLeon, WRAP/IDA Program Coordinator
Phone: 956-487-2585 Ext. 300, E-mail: osd@cacst.org

Gulf Coast Community Service Association
5000 Gulf Freeway, Bldg. 1, Houston, TX 77023
Phone: 713-393-4700 Ext. 715

IDA Program Director
Norma E. Martinez, IDA Project Manager
Phone: 713-393-4715, E-mail: normam@gccsa.org

Client Contact
Same as above

International Rescue Committee
7515 Greenville Ave., #603, Dallas, TX 75231
Phone: 214-461-9781 Ext. 19

IDA Program Director
Lisa David, Resettlement Director
Phone: 214-461-9781 Ext. 13, E-mail: lisad@dal.theirc.org

Client Contact
Philip Boldit, IDA Program Coordinator
Phone: 214-461-9781, Ext. 19, E-mail: philipb@dal.theirc.org

  state index | top of page


Vermont

BROC
60 Center St., Rutland, VT 05701
Phone: 802-775-0878

IDA Program Director
Linda Rooker, Executive Director
Phone: 802-775-0878, E-mail: lrooker175@aol.com

Client Contact
Shelley Faris, FED/IDA Specialist
Phone: 802-775-0878, E-mail: sfaris@broc.org

Central Vermont Community Action Council, Inc.
195 U.S. Route 302-Berlin, Barre, VT 05641
Phone: 802-479-1053 Ext. 248

IDA Program Director
Linda Macris, IDA Program Coordinator
Phone: 802-479-1053 Ext. 248, E-mail: lmacris@cvcac.org

Client Contact
Same as above

SouthEastern Vermont Community Action (SEVCA)
91 Buck Dr., Westminster, VT 05158
Phone: 800-464-9951

IDA Program Director
Robyn Jenks, IDA Program Coordinator
Phone: 800-464-9951, E-mail: robyn33@aol.com

Client Contact:
Same as above

  state index | top of page


Virginia

Lynchburg Community Action Group, Inc.
926 Commerce St., Lynchburg, VA 24504
Phone: 434-846-2778 Ext. 17

IDA Program Director
Lisa Dibble, Program Manager
Phone: 434-846-2778, E-mail: ldibble@lyncag.org

Client Contact
Same as above

People Incorporated of Southwest Virginia
1173 W. Main St., Abingdon, VA 24210
Phone: 276-623-9000

IDA Program Director
Diana Blackburn, IDA Program Coordinator
Phone: 276-619-2296, E-mail: dblackburn@peopleinc.net

Client Contact
Same as above

Total Action Against Poverty
145 Campbell Ave., Roanoke, VA 24001
Phone: 540-345-6781 Ext. 4357

IDA Program Director
John McDowell, Business Planner
Phone: 540-345-6781 Ext. 4357, E-mail: john.mcdowell@taproanoke.org

Client Contact
Same as above

  state index | top of page


Washington

Chelan-Douglas Community Action Council
620 Lewis, Wenatchee, WA 98801
Phone: 509-662-6156

IDA Program Director
Linda Limbeck, Program Coordinator
Phone: 509-662-6156, E-mail: lindal@cdcac.org

Client Contact
Same as above

Fremont Public Association
1501 N. 45th St., Seattle, WA 98103
Phone: 206-694-6700

IDA Program Director
Kellie Port, Financial Literacy Coordinator
Phone: 206-694-6864, E-mail: kelliep@fremontpublic.org

Client Contact
Same as above

Multi-Service Center
1200 S. 336th St., Federal Way, WA 98003
Phone: 253-838-6810

IDA Program Director
Manuela Ginnett, Housing Program Manager
Phone: 253-854-4406 Ext. 105, E-mail: maneula@skcmsc.com

Client Contact
Hiromi Sieradski, Family Development Specialist
Phone: 253-838-6810 Ext. 133, E-mail: hiromis@skcmsc.com

Olympic Community Action Programs
24 Seton Rd., Port Townsend, WA 98368
Phone: 360-385-2571

IDA Program Director
Rita Houston, CR&R Division Director
Phone: 360-452-4726, E-mail: rhouston@olycap.org

Client Contact
Stephanie Johnson, AmeriCorps*VISTA
Phone: 360-379-6307, E-mail: sjohnson@olycap.org

Spokane Neighborhood Action Programs
212 S. Wall St., Spokane, WA 99201
Phone: 509-456-7174

IDA Program Director
Kerri Rodkey, Economic Development Manager
Phone: 509-456-7174, E-mail: rodkey@snapwa.org

Client Contact
Janet Smith, IDA Case Manager
Phone: 509-456-7174, E-mail: smith@snapwa.org

  state index | top of page


Wisconsin

ADVOCAP, Inc.
19 W. 1st Street, P.O. Box 1108, Fond du Lac, WI 54936
Phone: 920-922-7760, Ext. 515

IDA Program Director
Morton Gazerwitz, Director of Business Development
Phone: 920-426-0150, Ext. 226, E-mail: mortg@advocap.org

Client Contact
Jeanette Williams, IDA Case Manager
Phone: 920-426-0150, Ext. 229, E-mail: jennyw@advocap.org

Community Action Coalition for SC Wisconsin, Inc.
1717 N. Stoughton Rd., Madison, WI 53704
Phone: 608-246-4730 Ext. 203

IDA Program Director
Harlan Hassberg, Coordinator of Financial Services
Phone: 608-246-4730 Ext. 214, E-mail: harlanh@cacscw.org

Client Contact
Jo Oyama-Miller, Coordinator of Business Development
Phone: 608-246-4730 Ext. 203, E-mail: imb@cacscw.org

Couleecap, Inc.
201 Melby St., Westby, WI 54667
Phone: 608-634-3104

IDA Program Director
Andrea Hansen, CFD Deputy Director
Phone: 608-634-7362 Ext. 362, E-mail: andreah@couleecap.org

Client Contact
Larry Salm, Job and Business Developer
Phone: 608-796-2926, E-mail: larrys@couleecap.org

Lakeshore CAP, Inc.
540 N. 8th St., Manitowoc, WI 54220
Phone: 920-682-3737 Ext. 113

IDA Program Director
Christine Loose, Housing Coordinator
Phone: 920-686-8713 Ext. 113, E-mail: close@lakeshorecap.org

NEWCAP, Inc.
1201 Main St., Oconto, WI 54153
Phone: 920-834-4621 Ext. 127

IDA Program Director
Jaime La Count, Special Program Director
Phone: 920-834-4621 Ext. 127, E-mail: jaimelacount@newcap.org

Client Contact
Hun Ho, Refugee Coordinator
Phone: 920-448-6460 Ext. 254, E-mail: hunho@new-jobcenter.org

North Central Community Action Program, Inc.
1430 2nd ST. N., Wisconsin Rapids, WI 54495
Phone: 715-424-2581

IDA Program Director
Rosemary Huber, Director of Client Services
Phone: 715-424-2581, E-mail: rosemarynccap@charter.net

Client Contact
Same as above

Social Development Commission
4041 N. Richards St., Milwaukee, WI 53212
Phone: 414-906-2700 Ext. 2807

IDA Program Director
Mira Vujnovic, IDA Supervisor
Phone: 414-906-2807, E-mail: mvujnovic@cr-sdc.org

Client Contact
Same as above

West Central Wisconsin Community Action, Inc.
525 2nd St., Glenwood City, WI 54013
Phone: 715-265-4271

IDA Program Director
Tom Quinn, Business Development Director
Phone: 715-235-4511 Ext. 206, E-mail: tquinn@wcap.org

Client Contact
Ann Kohanek, Business Development Manager
Phone: 715-235-4511 Ext. 205, E-mail: akohanek@wcap.org

Western Dairyland
23122 Whitehall Rd., Independence, WI 54747
Phone: 800-782-1063

IDA Program Director
Elizabeth Moua, IDA Coordinator
Phone: 715-836-7511 Ext. 101, E-mail: emoua@westerndairyland.org

Client Contact
Same as above

Wisconsin Community Action Program Association
1310 Mendota St., #107, Madison, WI 53714
Phone: 608-244-4422

IDA Program Director
Long Vue, Director of IDA Program
Phone: 608-244-1489, E-mail: lvue@charterinternet.net

Client Contact
Same as above

  state index | top of page


IDA Program Flow Chart

 

IDA Program Flow Chart part 1. Flow proceeds from top to bottom, starting with a block labeled "Orientation" that includes What are IDAs?; Program objectives; Overview of financial education and Asset-Specific Training; and Distribution of Applications and other materials. The next block, labeled "Assessment, Selection," includes Eligibility Determination; Interview (individual sessions). The process flows next to a block labeled "Financial Education Training," that includes Banking; Credit; Home Finance; Taxes; Investing; Financial Planning; Savings Plan Agreement; and IDA opened.
IDA Program Flow Chart part 2. From the "Financial Education Training" block, the next step is a block labeled "Asset-Specific Training/Savings Club (on-going monthly meetings)," which lists activities sorted by major goal: Buying a Home (Preparing for ownership; Pre-qualification requirements; and Mortgage product types), Starting a Business (Internal or external training), and Post-Secondary Education (Career Planning; Scholastic Opportunities; and Financial Aid Counseling). The next block contains two main elements:  Examples (Workshop, i.e. Investing annuities, insurance plans; Career change workshops; Speakers bureau (parenting, employment opportunities; Continuing Education; FUN, i.e. a potluck dinner; and Support Groups) and Case Management (ongoing). The process flow then reaches the final block, "Purchase of Assets!"

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IDA Program Resources

•  “Assets: A Quarterly Update for Innovators,” is a newsletter published by the Corporation for Enterprise Development (CFED). You can get on the mailing list to receive it, free of charge, by contacting CFED at (202) 408-9788.

•  Assets and the Poor: A New American Welfare Policy, by Michael Sherraden; M.E. Sharpe, Inc., 1991. Written by Dr. Sherraden, Director of the Center for Social Development (SCD), Washington University in St. Louis , is the book that introduced the IDA concept. This book may be special-ordered in bookstores or ordered directly from the publisher at (914) 273-1800.

•  The Center for Social Development's (CSD) Website, includes information on asset-building research, state IDA policy, and American Dream Demonstration evaluation information. There are also many IDA-related publications that you can order through the website or by calling (314) 935-7433. The Center for Social Development is located at Washington University in St. Louis . CSD developed the Management Information System for Individual Development Accounts (MIS IDA).

•  The Corporation for Enterprise Development (CFED). CFED (777 North Capitol Street, NE, Suite 410, Washington, DC 20002) is an independent, non-profit organization whose mission is to foster widely shared and sustainable economic well-being by building economies, enterprises and assets in communities throughout the country and internationally. It has been in the forefront of the IDA movement. CFED has many IDA-related publications available for ordering. Go to CFED's Website or phone (202) 408-9788.

•  The Division of Community Demonstration Programs (DCDP/DEMO) of the Office of Community Services (OCS), Administration for Children and Families of HHS has created an Individual Development Account Website to serve as a central information resource for IDA program operators nationwide.

•  The IDA Directory, an online searchable database of all IDA programs, has been produced by CFED. The database can be accessed online.

•  The IDA Learning Network, sponsored by CFED, includes overall, state-by-state, information on IDA programs and policy.

•  IDA list serve. CFED also sponsors an IDA list serve that is an excellent way to benefit from the shared information of IDA implementers all over the U.S. You can join the list serve by sending a blank e-mail to idanetwork-subscribe@cfed.org.

•  A study, exploring the linkages between CAAs' IDA Programs, EITC outreach and tax preparation services, was developed by the Central Vermont Community Action Council (CVCAC). Contact Mary Neibling, at mneibling@cvcac.org for a copy.

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Financial Education Resources

The following lists some of the financial education curricula used by CAA IDA Programs. In addition, a search of the web will bring up any number of websites dedicated to financial education, some with free curricula and materials that can be downloaded.

  • Money Smart developed by the Federal Deposit Insurance Corporation, is available free of charge. It can be ordered through the FDIC website.
  • Finding Paths to Prosperity, developed by the Corporation for Enterprise Development and the Center for Social Development, can be ordered free of charge. There is a shipping fee. Finding Paths to Prosperity can be ordered through the CFED website.
  • An online home study course in financial education was developed by the Community Action Partnership (Cap) and the National Endowment for Financial Education (NEFE).
  • Manage Your Money, a home study course, is available from Ohio State University.
  • Coastal Enterprises, Inc. in Wiscasset, Maine, has also developed an online tutorial financial education curriculum designed for IDA Participants who are either too geographically remote or whose schedules don't allow them to attend class.
  • Bank of America and the National Council on Economic Education have developed a K through 12 financial education curriculum called Financial Fitness for Life. There is a charge for this curriculum.
  • VISA sponsors a website entitled: Practical Money Skills for Life. It contains information for different age groups and pages that show teachers and parents how to work with children on money issues.
  • The American Express Financial Independence Clearinghouse was developed by American Express with NEFE. It contains a variety of information on financial education topics.
  • Personal Financial Education, a website of the Federal Reserve System, contains information for consumers on various financial topics.
  • The Fannie Mae Foundation has a website that contains a section on Personal Financial Tools as well as a section on Building Native Communities: Financial Skills for Families.
  • Dollar Sense, a financial education curriculum developed by Central Vermont Community Action Council, can be purchased by contacting Linda Macris at lmacris@cvcac.org.
  • Investing For Your Future is an 11-unit course written by a consortium of six land-grant universities, the U.S. Department of Agriculture Research, Education and Extension Services, and the U.S. Securities and Exchange Commission. I t can be downloaded from the Internet for free.
  • The Alabama Cooperative Extension System has information on Leaks in Spending on their website.
  • The Ohio State Extension has a fact sheet on Kids and Cash.

Other resources

Consumer Credit Counseling Services of America

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Funding Sources For IDA Programs

Listed below are the funding sources named by our survey respondents. They are arranged according to category and in order of most-often to least-often mentioned.

Matching Funds
  • Federal
    • AFIA
    • CSBG
    • Federal Home Loan Bank
    • Office of Refugee Resettlement
    • HUD – HOME
    • BEA
    • HUD – FSS
    • HUD – Hope VI
    • Youthbuild
  • State/Local Government
    • TANF
    • CDBG
    • DCED
    • DHS
    • DHCH
    • State Discretionary
    • State Tax Credits
    • Local Discretionary
    • State DOL
    • Community Reinvestment
    • State Collaboration
  • Philanthropic
    • Local/Regional Foundations
      United Ways
      Community Foundations
      National Foundations
      Individuals
      Faith Communities
    • Financial Institutions
      Local Bank
      Regional/National Bank
      Credit Unions
      CDFI
    • Businesses/Corporations
      Local business/Corporation
      CFED
      Chamber of Commerce
      CDC
    • Educational Institutions
      Colleges/Universities
      Community College
      Voc/Tech School
Operating Funds
  • Federal
    • CSBG
    • AFIA
    • ORR
    • HUD – FSS
    • DOL
    • HUD – HOME
    • FHLB
    • BEA
    • Youthbuild
    • VISTA
    • HUD – HOPE VI
  • State/Local Government
    • TANF
    • CDBG
    • State Discretionary
    • Local Discretionary
    • State Tax Credits
    • MEOG (MN)
    • Community Reinvestment
    • DCED
  • Philanthropic
    • Local/Regional Foundations
      United Ways
      Community Foundations
      Local/Regional Foundations
      National Foundations
      Individuals
      Faith Communities
    • Financial Institutions
      Regional/National Banks
      Local Bank
      Credit Union
    • Businesses/Corporations
      Local Business/Corporation
      CFED
    • Educational Institutions
      Colleges/Universities
      Voc/Tech School
      Community College

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IDA Application Evaluation Form

 

Customer Name: ________________________________________

Program Site: __________________________________________


Asset Request: Home / Post-Secondary Education / Business

I. Criteria for Acceptance:

For each criteria below, circle the appropriate answer. Answers in the first column receive a score of one; the second column, a score of two; and the third column, a score of three. Write the score in the column on the right. Add the scores from the three rows, and write the total at the bottom. The applicant's score will be between 3 – 9, with 9 being the best.

  Score = 1 Score = 2 Score = 3 Score
Work History
under 6 months
1-2 years
2+ years
_________
Credit History
over $5,000
$1,000 - $4,999
und August 21, 2004
_________
Completed App.
Incomplete
Few missing items
Complete
_________
Total Applicant Score:
_________

 

II. Other Criteria to Consider:

Is the applicant already attending Financial Management Workshops? Yes No

Is the applicant already attending budget counseling? Yes No

Is the applicant already attending a pre-purchase class? Yes No

Has the applicant inquired about the status of his/her application? Yes No

 

III. Notes:

____________________________________________________________

____________________________________________________________

Used with permission of Karen Emerson of the Northwest Michigan Human Services Agency (NMHSA).

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IDA Personal Interview Questionnaire

Name of Applicant: ______________________________

Address: _______________________________________

Phone Number: __________________________________

Date: _______________________

 

•  Do you have reliable transportation to be able to come to appointments?

 

August 21, 2004 your appointments? Before, during or after work?

 

•  What is the time line to be able to save for your desired investment?

 

•  Are you able to pay your current rent in a timely manner?

 

•  What bills do you pay first?

 

•  Do you expect to receive any income from an inheritance or insurance claim?

 

•  Do you anticipate a promotion in your current job or are you looking for a better job?

 

•  Do you anticipate going to school or going back to school to further your career?

 

•  Does your co-applicant anticipate a promotion or raise in current job or to go back to school?

 

•  Do you participate in volunteer work? If so, where and what type?

 

•  What would you like to be doing 1 year from now?

 

•  What would you like to be doing 5 years from now?

 

•  What hobbies are you interested in?

 

•  What is your most favorite thing to do?

 

•  What are your least favorite things to do?

 

•  What do you do best?

 

•  Describe the kind of house that you would like to purchase through this program:

 

•  Why do you believe that you would be a good candidate for this program?

 

Used with permission of Karen Emerson of the Northwest Michigan Human Services Agency (NMHSA).

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