State Child Support programs must enter into agreements with financial institutions to conduct data matches to identify accounts of delinquent child support obligors.
The Financial Institution Data Match (FIDM) program stems from Public Law 104-193, Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), passed in 1996. Additional legislation in 1998 simplified the process for multistate financial institutions doing business in more than one state. Public Law 105-200, Child Support Performance and Incentive Act of 1998, modified PRWORA to facilitate the data match for multistate financial institutions. Although the procedures for data match with single-state and multistate financial institutions differ, the requirements are identical. This data match requires state child support agencies to enter into agreements with financial institutions and to automate to the greatest extent possible.
With passage of Public Law 105-200, the Federal Office of Child Support Enforcement uses its national file of delinquent obligors for the data match with multistate financial institutions and transfers matched data to State agencies.
To increase collections of delinquent child support.
Matches must be conducted each calendar quarter.
Under Section 368 of Public Law 104-193 (PRWORA), a lien arises by operation of law, so that a lien is automatically created as soon as child support becomes past due.